Professional Journey

Experience

CEO & Founder | Infrastructure & Fiat-to-Crypto Rails

GLOBAL FINTECH FOUNDER

DRUBY / ZIZU / INCLUFIN

Virtual Account Architecture & BD: Led the strategic rollout of U.S./EU account infrastructure and global rails (ACH, Fedwire, SWIFT, SEPA, Stablecoins). Established and managed core banking relationships with J.P. Morgan Chase, Bank of America, and Lead Bank.

Strategic Partnerships & Awarded Innovation: Finalist in the Visa Innovation Program (Miami) and Awarded top prize by Village Capital Latin America. Scaled the platform by integrating Banking Circle, Currencycloud (Visa), and Fireblocks, developing a high-value pipeline for South American Broker-Dealers and major Caribbean Credit Unions
Regulatory Engineering & Expansion: Secured direct authorizations from US, Argentine, and Dominican Republic Regulators, acting as the primary business architect for license approvals and cross-border corridor expansion.
Compliance Governance: Led the Design of an AML/KYC program approved by Currencycloud BV (both by Europe and USA) for operations across the USA, UK, and Europe (DNB-licensed)

Latin America. / USA

Corporate Banking Foundation: Citibank

2004 – 2016 | USA

Operational Strategy (VP Level): Orchestrated multiple high-stakes regional projects under the Chief Operating Officer (COO) scope, managing the intersection of technology and business strategy for the corporate segment (CTS).

Regional Innovation Leadership: Executed the launch of the Regional Innovation Lab for Latin America, bridging the gap between legacy institutional banking and emerging digital transformation.

Architectural Governance: Executed the alignment of business strategic objectives with Citi's regional BI Platform. Drove a cost-efficient IT environment across Brazil, Mexico, Colombia, and Argentina by optimizing system integration and sunsetting legacy infrastructure.

Global Banking Rigor: Leveraged 12 years of tenure to master the "plumbing" of global finance, navigating complex regulatory landscapes and institutional payment rails across the Americas.

USA

Executive & Post-Graduate Education

USA

Florida International University (FIU) | Master of Business Administration - MBA (2004-2006) - USA.

Citibank University | Finance Management & Global Banking Leadership (2008-2011).

Academic Foundation

Universidad Torcuato Di Tella | Bachelor in Business Economics (1999-2003) - Argentina.

Argentina

Professional Certifications & Quality Standards

ISO 9001:2015 Quality Certification: Certification for the development and implementation of software solutions for the Fintech and Banking industries.

Financial Innovation & Blockchain: Specialization in digital payments architecture and international regulatory compliance.

Business Development

AML / BSA Programs and Processes

FinTech and Banking Regulatory Frameworks

Cross-Border Infrastructure

English (Native or bilingual proficiency)

Portuguese (Professional working proficiency)

Spanish (Native or bilingual proficiency)

Italian (Limited working proficiency)